Lionheart Assurance Solutions educates business managers and their personnel about what identity theft is and how it operates. Identity theft can occur in several ways, however here's the two most typical: either a crook fraudulently uses your name or takes over your financial account(s). If your name is utilized for fraud, a thief uses your social security number and/or some other private information to open up bank accounts, credit cards, or acquire financial loans, among some other alternatives. If a thief takes over your account, they may make use of your credit card or your credit card information to make purchases. Usually, you primarily come to be aware that you are a victim of identity theft when pressed for payment by a creditor or accused of a civil or criminal offense by the authorities.
Lionheart Assurance notes that identity thieves can easily steal your identity in five main ways:
1. Con artists can go through your trash or dumpster in order to find bills and personal paperwork with confidential details on it.
2. Scammers make use of an electronic device to capture your credit or debit card information when you are making a purchase like purchasing gasoline at a pump or a consumer item over a counter. Sales clerks employed by a retail business, usually Mom and Pop stores that do not have security cameras, use these storage gadgets for dubious purposes.
3. Scammers send emails that are allegedly from a financial institution. These claim that you have an issue with your account and need to log in to verify that your funds are in order. This is called phishing, a technique utilized to discover your username and password.
4. Scammers divert your billing statements to their address by filling out a web-based or offline change of address form.
5. Scammers steal your purse or wallet or rummage through employee or client files in a company to obtain your personal information.
The Lionheart Assurance Con Prevention Toolkit Additionally Alerts Of An Additional Scam Stunt
Sometimes thieves might pretend to be you, going to your financial institution and asking to be reminded about account information. Commonly, these people present some type of proof, like a fake driver’s license to fool the customer representative.
Lionheart Assurance Solutions is a company solutions firm who has been doing business since 1997. In 2009, Lionheart Assurance introduced the Lionheart Assurance Solutions Scam Prevention Toolkit to raise awareness of scams perpetrated by identity thieves.